FUNDING OPTIONS
Choosing the right funding model can be the difference between a sustainable, affordable Group Insurance plan and one with runaway costs and control.
We will help determine the best fit for your group, based on your present reality, history and objectives.
FULLY INSURED
(Traditional)
Typically, all benefits in this type of plan are insured with one insurance company. Premiums are set by the insurer and are revised yearly at renewal.
Best suits smaller groups, and newly introduced plans.
ASO
(Administrative Services Only)
Also known as Self-Funded, this type of plan allows a company to self finance the Health, Dental and Short Term Disability benefits, while mitigating the risk by adding Stop Loss protection.
Best suits mid to large groups, with more mature plans and experienced programs.
